Loan Default

• What if I can't repay my loan on time?

  If you anticipate difficulty in repaying the loan on time, prompt communication with PADS Financial’s customer support team is crucial. We may offer alternative repayment options or discuss potential solutions to address your financial challenges. To get in touch with one of our team members, please feel free to reach out via email at servicing@padsfinancial.com. Alternatively, you can engage with us directly through the live chat feature available on our homepage.Few readers

• What if I need to extend the loan term?

  If you require an extension on the loan term, you must contact PADS Financial at least 3 months prior to the end of the loan and request a renewal. Depending on your situation you may be automatically approved for a renewal, or you may have to go through the underwriting process again.Few readers

• What if I have difficulty making the monthly loan payments?

  If financial hardship makes it challenging to meet monthly loan payments, it's important to contact the lender as soon as possible. Open communication allows for the exploration of potential solutions to address your specific financial difficulties. To get in touch with one of our team members, please feel free to reach out via email at servicing@padsfinancial.com. Alternatively, you can engage with us directly through the live chat feature available on our homepage.Few readers