Will my premium be higher if I add a PADS as a creditor to my insurance?

Adding PADS as a creditor to your insurance policy might cause a slight increase in your premiums. This is because it adds a bit more risk from the insurance company's point of view. However, if you don't have an existing mortgage on your property, you might not see any change in your premiums at all.

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Updated on: 18/04/2024