> ## Knowledge Base Index
> Fetch the complete knowledge base index at: https://help.padsfinancial.com/sitemap.xml
> Use this file to discover available pages before exploring further.
> Pure-Markdown content can be obtained by appending a '.md' suffix to the content URLs listed in the sitemap (without the trailing slash).

# What does it mean when my application status is “Declined”?

If this status changed has been placed on your loan application, it means that PADS has formally declined your request for a loan within the given loan application with a provided short description. If you wish to understand more, contact us using live chat for further help.