> ## Knowledge Base Index
> Fetch the complete knowledge base index at: https://help.padsfinancial.com/sitemap.xml
> Use this file to discover available pages before exploring further.
> Pure-Markdown content can be obtained by appending a '.md' suffix to the content URLs listed in the sitemap (without the trailing slash).

# What are your business hours?

Our business hours are Monday to Friday, from 9:00 AM to 5:00 PM (EST). We are closed on weekends and public holidays. If you have inquiries outside these hours, feel free to leave a message, and our team will get back to you during the next business day.