> ## Knowledge Base Index
> Fetch the complete knowledge base index at: https://help.padsfinancial.com/sitemap.xml
> Use this file to discover available pages before exploring further.
> Pure-Markdown content can be obtained by appending a '.md' suffix to the content URLs listed in the sitemap (without the trailing slash).

# I cannot find my mortgage statement online. Can I continue the application and upload it later?

Unfortunately, to submit your application, uploading your mortgage statement is required as it is an integral part of our loan approval process.