> ## Knowledge Base Index
> Fetch the complete knowledge base index at: https://help.padsfinancial.com/sitemap.xml
> Use this file to discover available pages before exploring further.
> Pure-Markdown content can be obtained by appending a '.md' suffix to the content URLs listed in the sitemap (without the trailing slash).

# I already have a home insurance policy. How does it work?

The first step will be contacting your current insurance provider and requesting to add PADS as new creditor to your insurance policy.     

For further assistance, please don't hesitate to contact our PADS customer service representatives via live chat on our website.