> ## Knowledge Base Index
> Fetch the complete knowledge base index at: https://help.padsfinancial.com/sitemap.xml
> Use this file to discover available pages before exploring further.
> Pure-Markdown content can be obtained by appending a '.md' suffix to the content URLs listed in the sitemap (without the trailing slash).

# Can I apply for a loan if I have a history of bankruptcy or foreclosure?

Yes, we consider applicants under certain circumstances with past bankruptcies or foreclosures. Apply online to find out if you qualify for a loan with PADS.